NRSP Micro Finance Bank

1. Background:

NRSP Microfinance Bank Ltd. Started its operations in March 2011 with a strong social mission to provide financial services to poor and marginalized clients including small and landless farmers. NRSP Bank adheres to internationally recognized Corporate Governance and prudent banking practices. This has enabled the Bank to double its equity within 5 years. The bank has managed to spread its longevity across the country by establishing about 149 branches across 47 districts


2. Legal Structure

NRSP Microfinance Bank has merged its infrastructural roots in compliance with the Companies Ordinance of 1984 and since then, the banking system has emerged as a public limited company. This new forum works for the sole benefit of the poor and to provide financial assistance at an exceptional rate. The State Bank of Pakistan granted a certified license to the NRSP Bank initiative in accordance with the Microfinance Ordinance of 2001; this license permits the bank to operate as a microfinance banking structure.


3. Products and Services:

NRSP Micro Finance Bank Ltd. Offers a wide range of services for its customers. Its services includes:

  • Debit Card
  • Islamic Banking
  • Loans
  • Micro-Insurance 
  • Saving and Deposits


Individual Loans:

  • Kissan Zarri Taraqiati Loan (KZTL)
  • Livestock Individual Loan (LVSA)
  • Micro Enterprise Loan
  • Asaan Sarmaya Loan/Gold Loan (ASL)
  • General Loan Against Salary/ Pension
  • Livestock Karobar Loan Scheme (LKLS)


Group Loans

  • Agricultural loan
  • Livestock loan
  • Women Empowerment Group Loan


  • Women Empowerment Group Loan

The objective of introducing women empowerment group loan is to provide financial facilities to working women for income generating activities at their doorstep. By availing the financial facilities, the women shall be able to increase their household income, amongst other things. Specifications of this product is given below.

  • Purpose of Loan
  • Purchase of Goat Sheep or Calves
  • Any Other Livestock related activities

Loan Eligibility

  • Upper Age of client shall be 59 years. 60 years at the time of maturity. 
  • Should have a valid CNIC.
  • Should be the local resident of same district.

Lending Mode

Group Based Lending

Loan Duration

12 Months


Social Collateral i.e. Group Guarantee

Processing Fee

  • Nil up to Loan Amount of Rs. 5,000/-
  • Rs. 100/- for Loan Amount greater than Rs. 5,000/-


Complementary Hospitalization & Death Insurance up to Rs.20,000/-


Know More:

Head Office

NRSP Microfinance Bank Limited, Near Baghdad Railway Station, University Road, Bahawalpur 63100, Pakistan.

Head Office Phone





+92 (62) 111 011 011

Toll Free

0800 06777


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